14. March 2026

End of Year Tax Planning 2 of 6

##End of Tax Year Planning in Altrincham and Sale (2 of 6): Use Your ISA Allowance Before 5 April

As we approach 5 April, many individuals and business owners in Altrincham and Sale are reviewing their finances before the end of the tax year.

One simple but often overlooked opportunity is making full use of your £20,000 ISA allowance.

ISAs allow you to save or invest without paying tax on interest, dividends or capital gains. However, your allowance cannot be carried forward into the next tax year. If it isn’t used before 5 April, it is lost.

Topping up your ISA before the deadline can be a tax-efficient way to extract profits, invest surplus income, or improve your long-term financial planning.

If you are unsure how ISA planning fits into your wider tax strategy, taking advice before the year end could help you make the most of this valuable allowance.

*This is the second in our six-part End of Tax Year Planning series for individuals and businesses in Altrincham.*