21. March 2026

End of Year Tax Planning 5 of 6

## End of Tax Year Planning in Altrincham and Sale (5 of 6): Review Your Capital Gains Tax Position Before 5 April

With the tax year ending on 5 April, individuals and investors in Altrincham and Sale should review their Capital Gains Tax (CGT) position to ensure available allowances are fully used.

For the 2025/26 tax year, individuals have an annual Capital Gains Tax exemption of £3,000. Any unused allowance cannot be carried forward, meaning potential tax savings may be lost if gains are not realised before the tax year end.

Reviewing your investment portfolio or other chargeable assets before 5 April may allow you to:

• realise gains within the annual exemption,
• rebalance investments tax-efficiently, and
• consider transferring assets between spouses or civil partners to maximise available allowances.

Careful planning is important, as Capital Gains Tax should always be considered alongside your wider income and financial position.

Taking time to review your CGT exposure before the end of the tax year can help reduce future tax liabilities and make better use of available exemptions.

*This is the fifth in our six-part End of Tax Year Planning series for individuals and businesses in Altrincham and Sale.*